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You may also need to carry liability insurance or display a dangerous dog … Chihuahuas - will bite you in a heartbeat if they sense danger and are not socialized. ALL of these dogs are large and it seems to me that they are being classified as "aggressive" because of their size. Given that he was beaten, starved, and dumped o become a Street Dog before being rescued and given to me, he would have EVERY reason to be aggressive. Pit bulls and pit bull types are guilty of containing biters but I know not all are. Here are some of the things that are most commonly covered by renter’s insurance with pet liability: Even renter's insurance with pet liability has its limits. Finally I agree they need to generalize. Breed Specific Legislation (BSL) affects everyone. Charts were reviewed with analysis of patient demographics, injury site, operative intervention, and dog-specific data...57% of dogs were deemed to be of a dangerous breed (Pit Bull or Rottweiler).” http://aaps1921.org/abstracts/2008/P13.cgi, “Significantly more pit bull injuries (94% vs 43%) were the consequence of unprovoked attacks.” Sound huge what it doesn't say is homeowner liability claims are approx 3% of home owner claims so dog bite is 1% or less. Dreams have been described as dress rehearsals for real life, opportunities to gratify wishes, and a form of nocturnal therapy. If Your Insurer Will Not Cover Your Dog. Restricted / Banned Breeds. 2. I expect that they have that data, but choose to just release their top ten list. With proper training, they can be just as loving and docile as a small dog… These laws propose that insurance companies should only be allowed to deny or revoke a policy or to increase the premium, based on the risk associated with a specifically named dog. I could list a whole bunch of dog breeds more aggressive than a Siberain Husky. Restricted Dog Licence Regulation - $500 Fine. Restricted breeds are typically dogs that are considered to be dangerous by the wider public. Common Restricted Breeds. The 14 most often blacklisted dog breeds were: Nonetheless, remember that each company draws up its own list based on its opinion of the risk the dog breed presents. He was just TOO dangerous and could NOT be trusted!! Extensive data has been collected and reported on the Web, and for links search on "Alexandra Semyonova" who has researched the topic for several years. My perception has always been that many of the biggest breeds (including Great Danes, St. Bernards and Irish Wolfhounds) are very docile, while many smaller breeds (like Chihuahuas and dachshunds) are snappish. We’re rated 4.5 out of 5 because renters have so much success finding places they love. The exception to this rule is the axiom that the best predictor of future behavior is past behavior. Of course there is the agenda and manipulation of who is presenting the data that causes inaccuracies. I said "lets set up a video camera and tape". It was time to find a new agent and insurance company because nobody had any answers. One instance with one dog and all German Shepherds are inbred and vicious. dogsbite.org is not a credible source of information. That means that it's already too late for the insurance company because they will have to cover the claim under the pre-existing unrestricted policy. It is possible that the statistics are being skewed because property owners who wish to purchase "guard dogs" may be self-selecting certain breeds based on the popular notions of relative dangerousness. One day I was petting the dog and it bit my face. If specific breeds are banned, owners of these breeds intent on using their dogs for malicious purposes, such as dog fighting or criminal activities, will simply change to another breed of dog and continue to jeopardize public safety. The motivation for denying insurance to households with certain breeds of dogs is based on financial considerations. Now I understand why they say ignorance is bliss. As a result, the owner of these dogs is now serving a sentence of 15 years to life in prison. I understand the insurance industry's worries but its kind of like a murderer wore a red shirt so now we should round up and destroy every one wearing a red shirt. Are there data showing that Great Danes are more likely to attack or bite than other large dogs? Shih Tzu. Rabies and other diseases aren't going to care where they came from. But are there reputable studies showing that German Shepherds are more prone to biting or attacking than Pointers or Giant Poodles or Rhodesian Ridgebacks or Pyrenees Mountain dogs (who are all equally large or larger, but are NOT on the blacklist). Instead of holding all dog owners accountable for their behavior, breed specific laws place restrictions only on the owners of certain breeds of dogs. He is a "talker," and will almost always "answer" anyone who gives him a "Husky Howl," sings along with the radio, and is VERY PLAYFUL!! I could not agree with Evie more. Here are some stats the Insurance companies are just looking at raising the bottom line. You may have to muzzle your dog when he’s in public. That said, it's better to begin your search with a solid foundation of knowledge about breed restrictions. While he was being pre-screened for a home insurance policy he was asked if he owned any dogs. In 2013, 191 deaths were the result of collisions with animals, with deer being the animal most often struck, according to the IIHS. That's a massive part of the population that has adopted an additional family member, whether they’re four-legged, flying, or anything in between! Considering that US has 2017 89.7 million dogs interacting with 328 million humans I would say we have some pretty unaggressive and well behaved dogs. Where a Chihuahua bite can be nasty, a bite from a large breed can be catastrophic and even deadly. I fed it daily, talked to it all the time, and even took him for rides in my car when I had to run an errand. This number can be compared to the total number of property crimes, roughly nine billion that year. How they are raised and treated is the major factor in their temperment”. The woman that runs that page has lied several times regarding the story of her 'attack'. So dog bite claims are 0.9% The same year there were 77.8 million dogs in the US. Here are some of … If your dog has previously bitten someone, it’s likely that they will not be covered under a renter’s insurance policy. If that's the case, simply look for a policy that covers pets, as well. Any kind of open wound from any domestic animal can be dangerous for the victims. If your pet damages your property in your apartment, renter's insurance doesn’t cover it. These are individuals who can attest to your dog's positive attributes. If you insist on owning exotic animals and your landlord agrees to house them, you’ll have to find a special insurance policy. But then again my cousin was bit by an 8 pound dog that lead to extensive plastic surgery. All immigrants are criminals, all Germans are Nazis on and on. Pit Bull People who have studied these cases, like Jeffrey Sacks at the CDC, have shown that when it comes to fatalities caused by pit bulls, the breed identifications are often not accurate. I have owned four German Shepherds, a Wolf hybrid, a Husky, a Malamute, a Golden Retriever, a Irish Setter and a Cocker Spaniel none have ever bitten any one. There is one breed I would contend is aggressive human beings.In 2012, there were roughly 1.2 million violent crimes committed in the United States. Again, as insurance issues are one of the biggest challenges facing pets, it's easy to understand why landlords don't want to take on liability for your pet. The short answer is no absolutely not. I am glad you are okay. I study dogs and work with them. That means that the individual dog must have a known history of being aggressive or must have been officially designated as dangerous. Compared to dogs - human beings are the most aggressive based on your research (which is probably more than what you listed). Does Banning Specific Dog Breeds Improve Public Safety? Although the teeth of dogs are not very sharp, they can exert a force of 200 to 450 psi. What to Do if Your Dog is a Restricted Breed, Pit bulls (American Pit Bull Terrier, American Staffordshire Terrier, Staffordshire Terrier, and American Bulldog). He offers no law enforcement or animal control confirmation. (This was a while back) Sure enough the demeanor of those dogs changed the second an adult wasn't around. 33 stitches later, she will be undergoing several corrective surgeries on her nose and upper and lower lips. http://injuryprevention.bmj.com/content/7/4/321.short, “It is remarkable that five out of eight fights which led to the death of the victim involved the clearly over-represented group of fighting dogs. He is terrified of my friends 8 pound chihuahua who snaps at him all the time. The specific breeds a landlord bans are up to their discretion. Your entitled to live in hysterical fear but its not FACTUAL. “Decisions are made on a case by case basis for those instances,” State Farm spokeswoman Heather Paul told HuffPost. It's important to know whether landlords are likely to consider your four-legged family member to be a restricted breed during your apartment search. They snarled showing teeth. (removed PT doesn't allow links in comments). There are certain extra rules that owners of dogs that are on the restricted list need to adhere to. German shepherd. My story is I had a very popular insurance (#5) company since I was 16. That's where references come in. Your landlord might require you to get a renter's insurance policy regardless. Those dogs bullied and bit those kids. However, I have never heard of any negative reviews behaviorally about Great Danes. Any basis for that opinion? Two observations if this actually happened to you. The "scarier" a breed is considered by a community, the more likely a dog of that breed will be purchased for protection, used for protection, and actually bite an intruder. Life is complex and often unfair. Its not about being more likely to bite, its about the damage done once that bite takes place. It didn't. Most of these blacklisted not only the specific breed but any mixed breed that presumably included a genetic relationship to one of the banned breeds. Three lethal injuries were caused by American Staffordshire Terriers, one death was caused by a Bull Terrier, and another dog died after a fight with a Pit Bull Terrier.” http://www.azs.no/artikler/art_agressive.pdf, “When compared with the proportion of these breeds in the estimated national dog population, bull breeds and guarding breeds were over-represented in the population of aggressors, whereas gundog and terrier breeds were under-represented. They don't just wave their arms and guess. It is exactly that kind of statement the blows it out of proportion. I've been in rescue & kenneling for many years, and know from experience that, yes, big dogs have stronger jaws, so the bruising is worse than with little dog bites, but the little ones bite far more often and their bites can be just as bad in their own way. ", This creates a self-fulfilling prophecy. I just happen to OWN a German Shepherd/Siberian Husky mix Service Dog who is absolutely the SWEETEST dog I have EVER owned. That includes biting, clawing, scratching, and digging. Such laws range from outright bans on the possession of these dogs, to restrictions and conditions on ownership, and often establishes a legal presumption that such dogs are dangerous or vicious. And of great note, he just left his longtime employer as a journalist after they were forced to apologize for unfounded information contained in an article written by him. They regularly interact with dogs and are more adept at assessing aggressiveness. ALL dogs NEED TO BE SOCIALIZED -- to other dogs, to children, to people, and to anyone in their environment they might come across. That’s because they can provide a professional evaluation of your pet's temperament, lack of aggressiveness, and behavior. However, trainers, groomers, and dog walkers are all great references, as well. Of violent crimes in 2012, there were roughly 760 thousand aggravated assaults, 354 thousand robberies, 84 thousand forcible rapes and around 15 thousand murders and non-negligent manslaughters. Wow, yay...you are a responsible owner. Generally, renter's insurance covers your personal belongings stored in the apartment against theft or damage. Consider that homeowner claims in the same period also included from unintentional accidents or injuries 20,700,000 resulting in 74,600 deaths at a cost of $254.7 Billion. Whether you own an Akita or another restricted or banned dog breed, some cities don’t ban breeds outright, but they require you to handle the dog like he’s a dangerous dog. I am sorry you experienced this attack. The AKC also issued this statement concerning BSL: The American Kennel Club strongly supports dangerous dog control. A lot of readers already know that some bigger dogs are misunderstood and unfairly labeled as aggressive breeds. It's crucial to put together a detailed list of all the ways you can guarantee that your pet is safe and won't pose a danger to any other residents or destroy any property. Nonetheless, there are some insurers that do not use a banned dog list and other companies that will allow a household to be insured simply by excluding coverage for liabilities due to damage caused by a dog. You idiot. In 2005, I purchased a Giant Schnauzer pup that was SO aggressive the vet had to tranquilize him JUST to get him to the operating room to be neutered. Currently, 27 cities across the state of Washington have breed-specific bans in place, most commonly restricting residents from owning Pit Bulls. The offence is committed if the person deliberately or recklessly allows the breeding. Breed-specific legislation (BSL) is a type of law that prohibits or restricts particular breeds or types of dog. The media luridly described how a woman was viciously mauled to death by two of these big dogs in the hallway of her apartment building. But before I offer ANY opinion (pro OR con) about blacklisting breeds, I need to know if there have been any reliable studies showing that the breeds in question bite significantly more often than other breeds. My timing was horrible because my agent had just retired and my new agent had so many clients that I was unable to speak to him in person. The Life Expectancy of 165 Breeds of Dogs, Why People Buy Dogs Who They Know Will Suffer and Die Young. If dog bites cost them a lot of money, its only reasonable that they should increase premiums for dog owners, or "blacklist" dogs that have a proven history of biting. Rabies is not a huge problem and 100% curable For this reason, many veterinary and scientific groups support "dangerous dog laws" which target individual dogs that have demonstrated a propensity to bite or attack innocent victims. To provide communities with the most effective dangerous dog control possible, laws must not be breed specific. I want this comment to get published so I cant tell you my insurance companies names but a company with an A+ rating actually gives you a discount for having a German Shepherd. View model and noted breed-specific ordinances and mandatory pit bull spaying and neutering ordinances. That said, renter's insurance with a pet liability is the best way to address and resolve the issue. That doesn't mean ALL Giant Schnauzers are BAD. the pitbull that loved the child in the past attacks the child is killed as the female can't get the dog to let go.. Of course male owned pitbulls are a problem too but Females that get them thinking they will protect the family LOSE BIG. According to the organization Responsible Dog Owners of the Western States, there are currently 75 banned or restricted breeds … http://www.dogsbite.org/dog-bite-statistics-study-dog-attacks-and-maimings-merritt-clifton.php. Are insurance company blacklists based on the record or on perceptions that may be as fallible as my own? Under a newly signed law, those breed restrictive bans will end. Our BC puppy needed 11 stitches & the Ridgeback's owners accused our puppy of provoking the attack by being visible on a leash by their 75 pound off leash dog. This can make it challenging for renters to find a home that works for both them and their pet. They may be playful but the AREN'T aggresive. Even those that are may have imposed breed restrictions. These dogs are larger and can cause significant injury during an attack, more so than a smaller breed. I had NO CHOICE but to put that dog down 4 months AFTER I got him. So, it can be difficult for renters to keep them straight. Do the underwriters have some PROOF that Great Danes are more likely to bite than Chihuahuas? Unfortunately, renting with a pet doesn’t come with a rule book that outlines every eventuality and helps you navigate things like breed restrictions and finding the best renter’s insurance policy. These labelers need to do their research before labeling breeds as aggressive. Those show that your dog responds to your orders. That is the true issue. So, never try to hide or lie about your pet. “Decisions are made on a case by case basis for those instances,” State Farm spokeswoman Heather Paul told HuffPost. The fine for not licensing is $500. In fact, your dog's breed might determine whether or not an insurance company is even willing to provide coverage for your home. And, ALL DOGS NEED to be trained to become a Canine Good Citizen!!! Breeds are selected for the restricted breed list not because of any fear of the breed itself, but reported cases of a particular breed have a particularly … Sep 21, 2015 - Human Rabies. Declared dangerous and menacing dogs. Dog control legislation must be reasonable, non-discriminatory and enforceable as detailed in the AKC Position Statement. Here is MORE: ASCPA is not spending money on pets.. http://www.cnn.com/2012/06/14/us/animal-charity-investigation/ Pennies in the bucket out of millions go to pets. You may be wrong about the Siberian Husky. One of the questions on the homeowners was "Do you have dog in the household"? This trait has been created by cruel individuals who want animals that are ‘game’ for dog fighting.” http://veterinaryrecord.bmj.com/content/168/5/133.abstract, “Dog bite injury hospitalization (DBIH) rate in Winnipeg relative to Brandon (a city without BSL) was significantly lower after BSL in people of all ages...Conclusions: BSL may have resulted in a reduction of DBIH in Winnipeg, and appeared more effective in protecting those aged.

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